Terms of use

By using wealthstem.com you agree to these terms. If you do not agree with them, please do not use the site.

What this site is

WealthStem is a publisher of general information about Indian financial products. It is not a bank, lender, broker, distributor, intermediary or adviser. It does not sell financial products, does not process applications, and does not hold or handle your money.

Information, not advice

All content is provided for general informational and educational purposes only and does not constitute financial, investment, tax or legal advice. See the disclaimer, which forms part of these terms.

Permitted use

You may read, print and share this site for personal, non-commercial purposes. You may not:

• republish, sell or systematically copy substantial parts of the content without written permission;
• scrape or bulk-download the site, including for training machine learning models, without written permission;
• attempt to interfere with the site's operation or security, or access it by automated means that place an unreasonable load on it;
• present our content as your own, or use it in a way that suggests endorsement or affiliation we have not given.

Short quotations with a clear credit and a link back are welcome and do not need permission.

Intellectual property

The content, design, code and calculators on this site are owned by Vinoth Kanna unless stated otherwise, and are protected by copyright. Rates, statutory figures and other facts are not owned by anyone; our presentation and explanation of them is.

Third-party names, trademarks and logos referred to on this site — banks, card issuers, networks — belong to their respective owners. Their use here is descriptive and does not imply any relationship, endorsement or sponsorship.

Accuracy and availability

We work hard to keep the site accurate and current, but do not warrant that it is free of errors or that it will be available uninterrupted. Content may be changed, corrected or removed at any time without notice.

Third-party links

Links to other sites are provided for convenience and verification. We do not control them, are not responsible for their content, and their inclusion is not an endorsement. Your dealings with any third party — including any application you make — are between you and them.

Commercial relationships

We may earn advertising revenue and affiliate commission as described in our advertiser disclosure.

Limitation of liability

To the fullest extent permitted by law, the site is provided "as is" without warranties of any kind, and neither WealthStem nor Vinoth Kanna is liable for any direct, indirect, incidental or consequential loss arising from use of, or reliance on, this site.

Changes to these terms

These terms may be updated. The effective date above will change, and continued use after that constitutes acceptance of the revised terms.

Governing law

These terms are governed by the laws of India, and the courts of India have exclusive jurisdiction over any dispute arising from them or from use of this site.

Contact

Questions about these terms: hello@wealthstem.com.